HECS/HELP Final Payment

I’ve started doing my etax return today and it gives me great pleasure to find that I will be making my final payment for my tertiary education. At 43! Mind you I started my BA in 1984 and that first year it was free. Over the next 15 years I finished it as well as a Dip Ed. I did pay for a number of subjects that I didn’t complete. I never let study get in the way of living. I also didn’t pay any repayments for many years because I didn’t earn enough.

I’m glad I persisted with my study now. There were so many times when I wondered why I was doing it. I didn’t intend to be a teacher whilst I was studying, I just liked learning. There was also a stubborn part of me (the Capricorn rising I think) that wanted to finish what I had started. When I left uni to work full time in 1985, so many people said I’d never finish it. It made me want to.

It feels wonderful to pay the debt back and I have only just realised what an increase that will mean to my income. I have tried not to think about it too much over the years.

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2 comments

  1. Ian (2 comments.) says:

    Fortunately I got my degrees either done before HECS or paid for by my employer. I’d hated to have had the debt hanging over me.

  2. Frogdancer (59 comments.) says:

    Mine was also free. But now Tom1 is staring down the barrel of HECS fees.
    Congratulations for getting out from under!

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